Latitude Terms and Conditions
Minimum Monthly
Available provided you pay your credit card minimum payment each month. Gives you flexibility to add extra when possible. Paying this way may not clear the plan within your plan period. Interest applies on any outstanding balance at the end of your plan period.Â
Availability: Instore & Online
Min Spend: $300 for 6 month payment plans, $499 for 12 & 18 month payment plans, $999 for 24 & 36 month payment plans.
*Approved customers only using a Minimum Monthly Payment Plan. Monthly credit card fee applies, currently $10.95 (subject to change). Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. At the end of the plan, interest will be charged at 29.99% p.a. (subject to change). If you miss a payment, late fees will apply and interest may apply. Interest may also apply to other Latitude credit card transactions. Latitude Credit Card General Terms and Conditions set out the T&C's for the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.
Equal MonthlyÂ
Keep it simple and pay the same amount every month. Total plan amount is paid in the agreed number of monthly payments. Gives you the flexibility to pay out early without any penalty.
Availability: Instore & Online
Min Spend: $999 for 24 & 36 month payment plans, $1,999 for 48 & 50 month payment plans, $2,999 for 60 month plans.
*Approved customers only using an Equal Monthly Payment Plan. Minimum spend applies to different plan terms. Monthly credit card fee applies, currently $10.95 (subject to change). At the end of the plan, interest will be charged on any outstanding balance at 29.99% p.a. (subject to change). If you miss a payment, late fees will apply and interest may apply. Interest may also apply to other Latitude credit card transactions. Latitude Credit Card General Terms and Conditions set out the T&C's for the Latitude Gem Visa credit card. Customers can make extra payments at any time with no penalties. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.
^If the term is 24 months and you fail to make your equal monthly payment for two consecutive months; you agree that your Equal Monthly Payment plan of 24 months will change into a Minimum Monthly Payment Plan for the remaining duration of the initial plan term.
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